Investments
Investing is about growing wealth toward your goals within a strategy that fits your time horizon and comfort with risk. Our conversations educate — any recommendation is made only after a licensed review.
Model Your Scenario
Why this calculation matters: Two things drive investment outcomes: how much you contribute and how long it compounds. The estimator shows how different risk profiles (and their expected returns) change your projected balance — and a short quiz suggests a profile that fits your comfort and timeline.
Investment Growth & Risk-Tolerance Estimator
See how contributions compound over time and find a risk profile that fits your comfort and timeline.
Step 1 — What's your risk tolerance?
0 = within a few years · 10 = 15+ years away
0 = can't stomach dips · 10 = comfortable riding out volatility
0 = protect principal · 10 = maximize long-term growth
Based on your answers, a Moderate profile may fit. Your selected profile below matches this suggestion.
Assuming an average 6.5% annual return, compounded monthly.
*For educational purposes only. Investing involves risk, including possible loss of principal. Actual returns vary with markets, inflation, taxes, and personal circumstances.
Build an Investment Plan with MarkistGrowth Curve Comparison
· all three risk profilesYour selected Moderate profile is highlighted. Higher expected returns come with higher short-term risk — the comparison shows the trade-off over 25 years.
What the result means
The projected balance is what your contributions could grow to at the selected risk profile's expected return. Higher expected returns come with higher short-term risk — the comparison curves show that trade-off. The quiz suggestion is a starting point, not a recommendation.
Recommended next step
Bring your estimate to a consultation. We'll discuss your timeline and comfort with risk, review any existing investments, and build an allocation aligned to your goals — with any specific recommendation made only after a licensed review.
Carries your scenario summary to the consultation form — no sensitive data.
Who this is for
Investors who want to understand asset allocation, risk tolerance, and how their investments fit their broader financial picture — and who want a strategy aligned to their timeline rather than a one-size approach.
Planning considerations
- Education on asset allocation, diversification, and long-term investing concepts
- Aligning an approach to your specific timeline, milestone goals, and personal risk tolerance
- Reviewing how your active investments support your overall household financial blueprint
Risk and return are linked
Higher expected returns come with higher risk — including the possibility of losing money in any given year. The right allocation balances how much growth you need against how much volatility you can comfortably ride out, given how long until you need the money.
Time horizon shapes the strategy
Money you need soon generally calls for a more conservative approach, because there's less time to recover from a downturn. Money you won't touch for decades can afford more growth-oriented exposure. Your timeline — not just your appetite — should guide the mix.
Common Questions
How is risk tolerance determined?
It's a combination of your comfort with short-term losses and how long until you need the money. The estimator's short quiz gives a starting suggestion; a full review considers your complete financial picture.
What's the difference between the risk profiles?
Conservative prioritizes capital preservation with more bonds and cash. Moderate balances growth and stability. Aggressive leans toward equities for long-term growth. Each carries a different expected return — and a different level of short-term risk.
Can you review investments I already have?
Yes. Reviewing how your existing investments fit your goals and risk tolerance is a normal part of the process. Any specific recommendation is made only after a licensed review.
Ready to talk about investments?
Schedule a no-obligation consultation and we'll walk through what fits your goals — in plain language, on your timeline.